Pay off home and build Wealth

With all of your short-term debt now paid off and the 20% of your income from the 70/20/10 Rule, you should have a considerable amount of money each month to pay extra on your house payment. Understand that every extra dollar you pay on your home loan each month goes directly to principle. Once your home is paid off you can take all the money you were paying on you home and systematically invest to build wealth.